Vested in a Unicorn?
Borrow against your equity.
Ask Nelson offers fair loans for tech employees and investors.
For the first time, you can use private company equity as collateral.
No obligation
Private & Secured
Launching soon
Join the Waitlist
Vested in a Unicorn?
Borrow against your equity.
Ask Nelson offers fair loans for tech employees and investors.
For the first time, you can use private company equity as collateral.
No obligation
Private & Secured
Launching soon
Join the Waitlist
As seen on
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How it works
Equity-backed loans built for
Tech employees and investors.
Equity-backed loans built for
Tech employees and investors.
Equity-backed loans built for
Tech employees and investors.
Simple. Transparent. Cost-Effective.
Simply upload your equity docs
Upload your grant letter for options or shares. No obligation. Fully confidential.
Simply upload your equity docs
Upload your grant letter for options or shares. No obligation. Fully confidential.
Online underwriting
Our equity-first model assesses private companies alongside your personal financials.
Online underwriting
Our equity-first model assesses private companies alongside your personal financials.
Receive a credit offer
If eligible, you’ll receive a clear, equity-backed offer with customizable loan terms.
Receive a credit offer
If eligible, you’ll receive a clear, equity-backed offer with customizable loan terms.
Why Ask Nelson
A New Way to Leverage Your
Private Equity
Welcome to a new financial tool -
margin-style leverage to private markets -
designed for those building and backing
the next generation of iconic companies.
Why Ask Nelson
A New Way to Leverage Your
Private Equity
Welcome to a new financial tool -
margin-style leverage to private markets -
designed for those building and backing
the next generation of iconic companies.
Designed for Liquidity.
Built for Scale and Ease.
Secondary is about selling. Ask Nelson is about staying invested —
and doing more with what you already own.
Secondary
Secondary
Ask Nelson
Ask Nelson
Eligible companies
Less than ~3% of unicorns
~2,500 leading U.S. tech companies
Eligible companies
Less than ~3% of unicorns
~2,500 leading U.S. tech companies
Eligible companies
Less than ~3% of unicorns
Near-zero
Liquidity method
Sell private shares
Borrow against private equity
Liquidity method
Sell private shares
Borrow against private equity
Liquidity method
Sell private shares
Borrow against private equity
Ownership after transaction
Reduced or transferred
Fully retained
Ownership after transaction
Reduced or transferred
Fully retained
Ownership after transaction
Reduced or transferred
Near-zero
Cash timing
One-time liquidity event
Immediate liquidity, reusable
Cash timing
One-time liquidity event
Immediate liquidity, reusable
Cash timing
One-time liquidity event
Immediate liquidity, reusable
Flexibility
Transaction-based
Ongoing financial tool
Flexibility
Transaction-based
Ongoing financial tool
Flexibility
Transaction-based
Ongoing financial tool
Tax event
Immediate taxable event (capital gains)
No taxable event at origination
Tax event
Immediate taxable event (capital gains)
No taxable event at origination
Tax event
Immediate taxable event (capital gains)
No taxable event at origination
Tax timing
Taxes triggered upon sale
Taxes deferred until actual sale
Tax timing
Taxes triggered upon sale
Taxes deferred until actual sale
Tax timing
Taxes triggered upon sale
Taxes deferred until actual sale
Pricing certainty
Often discounted, market-driven
Transparent loan terms
Pricing certainty
Often discounted, market-driven
Transparent loan terms
Pricing certainty
Often discounted, market-driven
Transparent loan terms
Regulatory friction
Company approvals, transfer limits
Structured lending framework
Regulatory friction
Company approvals, transfer limits
Structured lending framework
Regulatory friction
Company approvals, transfer limits
Structured lending framework
Capital efficiency
Monetize and exit
Leverage without exiting
Capital efficiency
Monetize and exit
Leverage without exiting
Capital efficiency
Monetize and exit
Leverage without exiting
Alignment with long-term belief
Reduced exposure
Fully aligned
Alignment with long-term belief
Reduced exposure
Fully aligned
Alignment with long-term belief
Reduced exposure
Fully aligned
GDPR compliant
ISO27001

For employees
Built for people with real equity - and real needs
Access liquidity from your private-company equity without selling your shares or giving up future upside.
Use the capital to top up your down payment for a home, refinance high-interest debt, diversify investments, or fund personal and professional milestones.
Ask Nelson gives you fair, equity-backed credit — on your terms.
For employees
Built for people with real equity - and real needs
Access liquidity from your private-company equity without selling your shares or giving up future upside.
Use the capital to top up your down payment for a home, refinance high-interest debt, diversify investments, or fund personal and professional milestones.
Ask Nelson gives you fair, equity-backed credit — on your terms.
For employers
Why leading unicorns partner with Ask Nelson
Employee liquidity is a growing retention challenge — especially in private and late-stage tech companies.
Ask Nelson offers a practical solution that supports employees without creating complexity for the company.
We help companies support their people when it matters most — while reinforcing retention, focus, and long-term commitment.
For employers
Why leading unicorns partner with Ask Nelson
Employee liquidity is a growing retention challenge — especially in private and late-stage tech companies.
Ask Nelson offers a practical solution that supports employees without creating complexity for the company.
We help companies support their people when it matters most — while reinforcing retention, focus, and long-term commitment.


For investors
For any shareholders
Access liquidity from your private-company shares without selling or diluting your position.
Ask Nelson enables equity-backed credit so you can invest more while keeping your upside.
For investors
For any shareholders
Access liquidity from your private-company shares without selling or diluting your position.
Ask Nelson enables equity-backed credit so you can invest more while keeping your upside.
About us
Turning Private Equity Into a Financial Asset
For millions of tech employees and investors, private equity represents significant real-world wealth — yet it remains largely illiquid. The existing options force a painful trade-off: sell shares, give up future upside, and often trigger taxes, or stay invested and remain locked in for years.
We believe this equation is fundamentally broken.
Ask Nelson was built to change that. We unlock liquidity from private company equity without forcing a sale or exit.
Through responsible, transparent equity-backed credit, we enable people to access capital while staying fully invested in the long-term success of the companies they helped build and believe in.
Behind Ask Nelson is a strong, experienced founding team with deep fintech expertise and a solid scientific and research background. Our team has spent years building, studying, and scaling financial products at the intersection of technology and capital markets. This combination of research-driven thinking and hands-on execution shapes how we design risk, pricing, and long-term alignment.
We are driven by a clear vision: to unlock fair, responsible liquidity for the people building and backing the world’s most valuable private companies — because they deserve better financial tools.
We’ve opened our waiting list, and we’re preparing to begin offering loans in the near future. Ask Nelson is about giving builders and long-term believers the financial infrastructure they’ve been missing — and bringing private markets one step closer to the flexibility of public ones.
About us
Turning Private Equity Into a Financial Asset
For millions of tech employees and investors, private equity represents significant real-world wealth — yet it remains largely illiquid. The existing options force a painful trade-off: sell shares, give up future upside, and often trigger taxes, or stay invested and remain locked in for years.
We believe this equation is fundamentally broken.
Ask Nelson was built to change that. We unlock liquidity from private company equity without forcing a sale or exit.
Through responsible, transparent equity-backed credit, we enable people to access capital while staying fully invested in the long-term success of the companies they helped build and believe in.
Behind Ask Nelson is a strong, experienced founding team with deep fintech expertise and a solid scientific and research background. Our team has spent years building, studying, and scaling financial products at the intersection of technology and capital markets. This combination of research-driven thinking and hands-on execution shapes how we design risk, pricing, and long-term alignment.
We are driven by a clear vision: to unlock fair, responsible liquidity for the people building and backing the world’s most valuable private companies — because they deserve better financial tools.
We’ve opened our waiting list, and we’re preparing to begin offering loans in the near future. Ask Nelson is about giving builders and long-term believers the financial infrastructure they’ve been missing — and bringing private markets one step closer to the flexibility of public ones.
Ask Nelson Anything
Thinking about your options? Let’s explore them together.
frequently asked questions
Common questions answered
Is this a loan or an equity sale?
It’s a personal loan backed by your equity — you do not sell your shares.
Is this a loan or an equity sale?
It’s a personal loan backed by your equity — you do not sell your shares.
Do I keep my upside?
Yes. You retain 100% ownership and future upside in your equity.
Do I keep my upside?
Yes. You retain 100% ownership and future upside in your equity.
Is repayment tied to an exit or IPO?
No. Repayment follows predefined terms and is independent of any liquidity event.
Is repayment tied to an exit or IPO?
No. Repayment follows predefined terms and is independent of any liquidity event.
Will my employer or company be involved?
No company cash, no cap table impact, and no operational burden on your employer.
Will my employer or company be involved?
No company cash, no cap table impact, and no operational burden on your employer.
What can I use the loan for?
Any personal purpose — taxes, housing, education, diversification, or liquidity needs.
What can I use the loan for?
Any personal purpose — taxes, housing, education, diversification, or liquidity needs.
Is there any obligation to proceed?
No. Early access and evaluation are private, confidential, and non-binding.
Is there any obligation to proceed?
No. Early access and evaluation are private, confidential, and non-binding.