Vested in a Unicorn?
Borrow against your equity.

Ask Nelson offers fair loans for tech employees and investors.
For the first time, you can use private company equity as collateral.

No obligation

Private & Secured

Launching soon

Join the Waitlist

Vested in a Unicorn?
Borrow against your equity.

Ask Nelson offers fair loans for tech employees and investors.
For the first time, you can use private company equity as collateral.

No obligation

Private & Secured

Launching soon

Join the Waitlist

As seen on

As seen on

As seen on

Benzinga PitchMeAI article
Business Insider PitchMeAI article
StreetInsider.com PitchMeAI article
StreetInsider.com PitchMeAI article

How it works

Equity-backed loans built for
Tech employees and investors.

Equity-backed loans built for
Tech employees and investors.

Equity-backed loans built for
Tech employees and investors.

Simple. Transparent. Cost-Effective.

Simply upload your equity docs

Upload your grant letter for options or shares. No obligation. Fully confidential.

Simply upload your equity docs

Upload your grant letter for options or shares. No obligation. Fully confidential.

Online underwriting

Our equity-first model assesses private companies alongside your personal financials.

Online underwriting

Our equity-first model assesses private companies alongside your personal financials.

Receive a credit offer

If eligible, you’ll receive a clear, equity-backed offer with customizable loan terms.

Receive a credit offer

If eligible, you’ll receive a clear, equity-backed offer with customizable loan terms.

Why Ask Nelson

A New Way to Leverage Your
Private Equity

Welcome to a new financial tool -
margin-style leverage to private markets -
designed for those building and backing
the next generation of iconic companies.

Why Ask Nelson

A New Way to Leverage Your
Private Equity

Welcome to a new financial tool -
margin-style leverage to private markets -
designed for those building and backing
the next generation of iconic companies.

Designed for Liquidity.
Built for Scale and Ease.

Secondary is about selling. Ask Nelson is about staying invested —
and doing more with what you already own.

Secondary

Secondary

Ask Nelson

Ask Nelson

Eligible companies

Less than ~3% of unicorns

~2,500 leading U.S. tech companies

Eligible companies

Less than ~3% of unicorns

~2,500 leading U.S. tech companies

Eligible companies

Less than ~3% of unicorns

Near-zero

Liquidity method

Sell private shares

Borrow against private equity

Liquidity method

Sell private shares

Borrow against private equity

Liquidity method

Sell private shares

Borrow against private equity

Ownership after transaction

Reduced or transferred

Fully retained

Ownership after transaction

Reduced or transferred

Fully retained

Ownership after transaction

Reduced or transferred

Near-zero

Cash timing

One-time liquidity event

Immediate liquidity, reusable

Cash timing

One-time liquidity event

Immediate liquidity, reusable

Cash timing

One-time liquidity event

Immediate liquidity, reusable

Flexibility

Transaction-based

Ongoing financial tool

Flexibility

Transaction-based

Ongoing financial tool

Flexibility

Transaction-based

Ongoing financial tool

Tax event

Immediate taxable event (capital gains)

No taxable event at origination

Tax event

Immediate taxable event (capital gains)

No taxable event at origination

Tax event

Immediate taxable event (capital gains)

No taxable event at origination

Tax timing

Taxes triggered upon sale

Taxes deferred until actual sale

Tax timing

Taxes triggered upon sale

Taxes deferred until actual sale

Tax timing

Taxes triggered upon sale

Taxes deferred until actual sale

Pricing certainty

Often discounted, market-driven

Transparent loan terms

Pricing certainty

Often discounted, market-driven

Transparent loan terms

Pricing certainty

Often discounted, market-driven

Transparent loan terms

Regulatory friction

Company approvals, transfer limits

Structured lending framework

Regulatory friction

Company approvals, transfer limits

Structured lending framework

Regulatory friction

Company approvals, transfer limits

Structured lending framework

Capital efficiency

Monetize and exit

Leverage without exiting

Capital efficiency

Monetize and exit

Leverage without exiting

Capital efficiency

Monetize and exit

Leverage without exiting

Alignment with long-term belief

Reduced exposure

Fully aligned

Alignment with long-term belief

Reduced exposure

Fully aligned

Alignment with long-term belief

Reduced exposure

Fully aligned

For employees

Built for people with real equity - and real needs

Access liquidity from your private-company equity without selling your shares or giving up future upside.

Use the capital to top up your down payment for a home, refinance high-interest debt, diversify investments, or fund personal and professional milestones.

Ask Nelson gives you fair, equity-backed credit — on your terms.

For employees

Built for people with real equity - and real needs

Access liquidity from your private-company equity without selling your shares or giving up future upside.

Use the capital to top up your down payment for a home, refinance high-interest debt, diversify investments, or fund personal and professional milestones.

Ask Nelson gives you fair, equity-backed credit — on your terms.

For employers

Why leading unicorns partner with Ask Nelson

Employee liquidity is a growing retention challenge — especially in private and late-stage tech companies.

Ask Nelson offers a practical solution that supports employees without creating complexity for the company.

We help companies support their people when it matters most — while reinforcing retention, focus, and long-term commitment.

For employers

Why leading unicorns partner with Ask Nelson

Employee liquidity is a growing retention challenge — especially in private and late-stage tech companies.

Ask Nelson offers a practical solution that supports employees without creating complexity for the company.

We help companies support their people when it matters most — while reinforcing retention, focus, and long-term commitment.

For investors

For any shareholders

Access liquidity from your private-company shares without selling or diluting your position.

Ask Nelson enables equity-backed credit so you can invest more while keeping your upside.

For investors

For any shareholders

Access liquidity from your private-company shares without selling or diluting your position.

Ask Nelson enables equity-backed credit so you can invest more while keeping your upside.

About us

Turning Private Equity Into a Financial Asset

For millions of tech employees and investors, private equity represents significant real-world wealth — yet it remains largely illiquid. The existing options force a painful trade-off: sell shares, give up future upside, and often trigger taxes, or stay invested and remain locked in for years.

We believe this equation is fundamentally broken.

Ask Nelson was built to change that. We unlock liquidity from private company equity without forcing a sale or exit.
Through responsible, transparent equity-backed credit, we enable people to access capital while staying fully invested in the long-term success of the companies they helped build and believe in.

Behind Ask Nelson is a strong, experienced founding team with deep fintech expertise and a solid scientific and research background. Our team has spent years building, studying, and scaling financial products at the intersection of technology and capital markets. This combination of research-driven thinking and hands-on execution shapes how we design risk, pricing, and long-term alignment.

We are driven by a clear vision: to unlock fair, responsible liquidity for the people building and backing the world’s most valuable private companies — because they deserve better financial tools.

We’ve opened our waiting list, and we’re preparing to begin offering loans in the near future. Ask Nelson is about giving builders and long-term believers the financial infrastructure they’ve been missing — and bringing private markets one step closer to the flexibility of public ones.

About us

Turning Private Equity Into a Financial Asset

For millions of tech employees and investors, private equity represents significant real-world wealth — yet it remains largely illiquid. The existing options force a painful trade-off: sell shares, give up future upside, and often trigger taxes, or stay invested and remain locked in for years.

We believe this equation is fundamentally broken.

Ask Nelson was built to change that. We unlock liquidity from private company equity without forcing a sale or exit.
Through responsible, transparent equity-backed credit, we enable people to access capital while staying fully invested in the long-term success of the companies they helped build and believe in.

Behind Ask Nelson is a strong, experienced founding team with deep fintech expertise and a solid scientific and research background. Our team has spent years building, studying, and scaling financial products at the intersection of technology and capital markets. This combination of research-driven thinking and hands-on execution shapes how we design risk, pricing, and long-term alignment.

We are driven by a clear vision: to unlock fair, responsible liquidity for the people building and backing the world’s most valuable private companies — because they deserve better financial tools.

We’ve opened our waiting list, and we’re preparing to begin offering loans in the near future. Ask Nelson is about giving builders and long-term believers the financial infrastructure they’ve been missing — and bringing private markets one step closer to the flexibility of public ones.

Ask Nelson Anything

Thinking about your options? Let’s explore them together.

Quick & Safe

GDPR compliant

ISO27001

frequently asked questions

Common questions answered

Is this a loan or an equity sale?

It’s a personal loan backed by your equity — you do not sell your shares.

Is this a loan or an equity sale?

It’s a personal loan backed by your equity — you do not sell your shares.

Do I keep my upside?

Yes. You retain 100% ownership and future upside in your equity.

Do I keep my upside?

Yes. You retain 100% ownership and future upside in your equity.

Is repayment tied to an exit or IPO?

No. Repayment follows predefined terms and is independent of any liquidity event.

Is repayment tied to an exit or IPO?

No. Repayment follows predefined terms and is independent of any liquidity event.

Will my employer or company be involved?

No company cash, no cap table impact, and no operational burden on your employer.

Will my employer or company be involved?

No company cash, no cap table impact, and no operational burden on your employer.

What can I use the loan for?

Any personal purpose — taxes, housing, education, diversification, or liquidity needs.

What can I use the loan for?

Any personal purpose — taxes, housing, education, diversification, or liquidity needs.

Is there any obligation to proceed?

No. Early access and evaluation are private, confidential, and non-binding.

Is there any obligation to proceed?

No. Early access and evaluation are private, confidential, and non-binding.

Ready to get more from your equity?

Put your private equity to work

Unlock credit you deserve.

Unlock credit you deserve.

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